Leverage & compounding
Structuring your capital early to get the most from compounding (your gains generating gains of their own) and speed up the growth of your pension.
Clear planning for a retirement built around you.
You work in Switzerland: the earlier your pension assets and capital are structured, the smoother and better optimised the move into your next life is.
Three income pillars,one strategy.
Your future income will come from several levers. On their own they give you little visibility. Brought into one roadmap, they support your standard of living.
Pensions
AVS, LPP and 3rd pillar: the base of your future income.
Property
Rental value, mortgage strategy and property income.
Wealth & Investments
Private capital, vested benefits and investments.
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RidgeRock
RidgeRockYour overall income strategy
A costed pension and capital target, modelled to hold your standard of living with peace of mind.
A retirement modelled precisely.A transition approached calmly.
A clear income target
You know exactly the standard of living you are aiming for and the pensions needed to hold it.
The power of compounding
Your assets, once put to work, generate returns that in turn generate returns over the years.
Regular stewardship and adjustments
Your manager realigns your strategy as markets and your plans evolve.
Structuring your retirement project
1.
Diagnosis & modelling your objectives
A full analysis of your pension certificates (AVS, LPP, 3rd pillar) and a costed income target to hold your standard of living.
2.
Structuring & optimising your assets
Putting the plan to work: LPP buy-backs, 3rd pillar optimisation, the capital-versus-pension decision and tailored diversification.
3.
Dynamic stewardship & dedicated support
Regular performance monitoring and adjustments to your strategy by your manager.
The pillars of your strategy
Consolidated, transparent reporting
One consolidated, readable view of everything you hold (AVS, LPP, 3rd pillar, investments), updated regularly.
An asset allocation built for you
A diversified portfolio calibrated to your retirement horizon, your risk profile and your return objectives.
A private adviser
One adviser steers your pension strategy, adjusts your trajectory and stays directly reachable at any time.
Framed like a bank, beside you like a partner.
Regulated by FINMA
We are subject to the same rules as banks and supervised by the Swiss financial market authority.
Your assets at major custodians
We open your account at UBS or another major bank, in our offices. Your money stays in your name, at the custodian.
A 10-year track record
A strategy proven over more than ten years, through rising and falling markets alike.
Vos conseillers.
Antoine Ducroux
Managing Partner
9 years in investment and banking
Arthur Silvestre
Managing Partner
10 years in wealth management and strategic advisory
Valentin Foucard
Partner
5 years guiding clients through their wealth journey
Giacomo Esquerré
Partner
10 years of expertise in digital, client experience and communication
What they say our clients.
5.0Google Reviews
3 reviews
Excellent experience with RidgeRock, I greatly appreciated the availability of the teams and the time that was given to me. Moreover, their wise advice effectively guided me in my projects. I highly recommend!
66 reviews
RidgeRock is different from any other financial service I’ve dealt with. Their team is approachable, down-to-earth, and always honest. They took the time to explain every step of my mortgage in a way that made sense, and I never felt rushed or pressured, just supported.
4 reviews
Arriving in Switzerland is not always simple, but thanks to the support of Antoine Ducroux, everything has become clear and smooth. His professionalism, responsiveness, and listening ability are remarkable. Beyond the administrative and financial aspects, it is a true human experience: Antoine takes the time to understand, explain, and guide at every step. It's rare to find such a level of commitment and seriousness. I recommend without the slightest hesitation!
1 review
A great experience with Ridgerock! Thanks to Arthur for being available, clear in his explanations, and especially for the very good advice. I recommend without hesitation!
4 reviews
Delighted with the advice and information received from Valentin and Antoine. Everything was explained so well. I have a very good understanding of the procedures to follow in Switzerland and my support as a freelancer. I will recommend.
10 reviews
A professional and attentive team that offers high-quality strategic advice. I highly recommend
11 reviews
I am very satisfied with the support received from RidgeRock Partners. The team is young, motivated, and dedicated, and this is reflected in the quality of the service. Thanks to Valentin, who took the time to understand my profile and was able to offer me the best savings solutions tailored to my needs. Serious, available, and professional: I highly recommend using their advice!
1 review
Serious team attentive to financial needs. Very good advice and investments. I recommend.
41 reviews
I recommend RidgeRock Partners for their proven skills, sound advice, and flexibility.
Wealth Checkup Offered.
A complete review of your wealth, offered. The document is yours to keep, whatever you decide next.
Questions?
As early as possible: every additional year invested gives compound interest more time to work. That said, structuring your pension cover remains worthwhile at any age, and we adapt the strategy to your horizon.
What might interest you…
Past performance is no guarantee of future results. All investing carries risk, including the partial or total loss of the capital invested. RidgeRock Partners Sarl does not provide tax or legal advice.