Your specialist in mortgage financing.

Access the best mortgage deals in Switzerland and France with support from A to Z.

Book an appointment

Your specialist in mortgage financing.

Access the best mortgage deals in Switzerland and France with support from A to Z.

Book an appointment

Partner Neo-Hypotheque.ch

RidgeRock guides you through the process.

Financial Advice

The choice between fixed rate, SARON, or variable is crucial and can have a significant impact. An appropriate strategy will lead to your peace of mind throughout the duration of the loan.

Fluctuation

The choice between fixed rate, SARON, or variable is crucial. An unsuitable strategy can lead to a cost overrun of several hundred thousand francs over the duration of the loan.¹

Simplification

Delegate the administrative complexities to us. We compare among 30 partners, negotiate the terms, and analyze the offers to select the best one.

Simplification

Delegate the administrative complexities to us. We compare among 30 partners, negotiate the terms, and analyze the offers to select the best one.

Tax and Wealth Optimization

Purchasing real estate with a mortgage can have an impact on your wealth, your planning, and your taxes. What are the consequences of a withdrawal from your pension fund, rental value, or renovation work?

Tax and Wealth Optimization

Custom-made

Each banking institution has its own criteria for granting and calculating the charge rate. We select the right contact person suited to your situation.

Custom-made

Each banking institution has its own criteria for granting and calculating the charge rate. We select the right contact person suited to your situation.

Our mission: to support you from A to Z in your project and in the long term with our comprehensive 360 approach. Whether it's for a purchase in Switzerland or an investment in France, RidgeRock is by your side with the best advice.

Our mission: to support you from A to Z in your project and in the long term with our comprehensive 360 approach. Whether it's for a purchase in Switzerland or an investment in France, RidgeRock is by your side with the best advice.

How does RidgeRock meet your financing needs?

1.

Discovery of your situation

We conduct a wealth audit to get to know you. We analyze your real estate project to find the most suitable solution. We get involved at the beginning of the project, even before a property has been found.

2.

Access to the best rates and conditions

We compare banks, insurance companies, and pension funds to get you the best offer. Our role is to find the most optimal solution tailored to your financial situation. We negotiate the best terms for you and stay by your side throughout the process.

3.

Personalized Mortgage Strategy

Fixed-rate mortgage, SARON, direct or indirect amortization… We analyze your taxation, your assets, and your goals to choose the best loan structure. This way, you avoid costly mistakes.

4.

Support from A to Z

We guide you from the first calculation to the handing over of the keys, including negotiations with banks and administrative management. You won't waste time navigating through complex procedures.