Rate strategy and arbitrage
Fixed, SARON or variable: a rate structure aligned with your risk profile and your long-term view.
Financing solutions at their best, with complete peace of mind.
Rate strategy, deal structuring, tax optimisation and bank negotiations: the RidgeRock experts take on the administrative and financial complexity, in Switzerland, in France and internationally.
One single processfor financing built around you.
Analysis, structuring and competitive tendering: a rigorous process to select the offer best suited to what is at stake for you.
Switzerland · Main home, second home or rental propertySwitzerland · Income property & commercial premisesFrance & international · Second home and rental property
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RidgeRock
RidgeRockPreparing & assembling the file
A complete file, checked and structured to banking standards and to your situation.
Tender & competitive bidding
A targeted submission to our partner institutions.
Negotiation & completion
The best financial terms selected, with support all the way through to signing.
Financial performanceand risk under control.
Structured support, from the negotiation through to the tax dimension.
Optimised financial terms
Targeted competitive bidding across a network of more than 30 banking and institutional partners.
The whole file handled
Full ownership of the file: assembly, negotiation and administrative coordination.
Tax and pension engineering
Pension planning, amortisation and taxation (imputed rental value) built in from the start.
A structured process in 3 steps
1.
Wealth review and analysis
An in-depth assessment of your financial situation, your objectives and the tax framework that applies to your project.
2.
Competitive bidding and negotiation
A targeted consultation of more than 30 partner institutions and negotiation of the best financial terms.
3.
Structuring and execution follow-up
Validation of the loan terms (rate, amortisation strategy) and full coordination through to the release of funds.
The strategic benefits of your financing
The administrative side taken off your hands
A comparative analysis across more than 30 banking institutions and the selection of the most advantageous terms.
Tax optimisation
The full wealth impact factored in: LPP withdrawals and contributions (2nd and 3rd pillars), imputed rental value and the associated tax charges.
International financial engineering
Structuring and coordinating financing solutions with Swiss, French and international banking institutions, to secure your investments in Switzerland and abroad.
Framed like a bank, beside you like a partner.
Regulated by FINMA
We are subject to the same rules as banks and supervised by the Swiss financial market authority.
Your assets at major custodians
We open your account at UBS or another major bank, in our offices. Your money stays in your name, at the custodian.
A 10-year track record
A strategy proven over more than ten years, through rising and falling markets alike.
Vos conseillers.
Antoine Ducroux
Managing Partner
9 years in investment and banking
Arthur Silvestre
Managing Partner
10 years in wealth management and strategic advisory
Valentin Foucard
Partner
5 years guiding clients through their wealth journey
Giacomo Esquerré
Partner
10 years of expertise in digital, client experience and communication
What they say our clients.
5.0Google Reviews
3 reviews
Excellent experience with RidgeRock, I greatly appreciated the availability of the teams and the time that was given to me. Moreover, their wise advice effectively guided me in my projects. I highly recommend!
66 reviews
RidgeRock is different from any other financial service I’ve dealt with. Their team is approachable, down-to-earth, and always honest. They took the time to explain every step of my mortgage in a way that made sense, and I never felt rushed or pressured, just supported.
4 reviews
Arriving in Switzerland is not always simple, but thanks to the support of Antoine Ducroux, everything has become clear and smooth. His professionalism, responsiveness, and listening ability are remarkable. Beyond the administrative and financial aspects, it is a true human experience: Antoine takes the time to understand, explain, and guide at every step. It's rare to find such a level of commitment and seriousness. I recommend without the slightest hesitation!
1 review
A great experience with Ridgerock! Thanks to Arthur for being available, clear in his explanations, and especially for the very good advice. I recommend without hesitation!
4 reviews
Delighted with the advice and information received from Valentin and Antoine. Everything was explained so well. I have a very good understanding of the procedures to follow in Switzerland and my support as a freelancer. I will recommend.
10 reviews
A professional and attentive team that offers high-quality strategic advice. I highly recommend
11 reviews
I am very satisfied with the support received from RidgeRock Partners. The team is young, motivated, and dedicated, and this is reflected in the quality of the service. Thanks to Valentin, who took the time to understand my profile and was able to offer me the best savings solutions tailored to my needs. Serious, available, and professional: I highly recommend using their advice!
1 review
Serious team attentive to financial needs. Very good advice and investments. I recommend.
41 reviews
I recommend RidgeRock Partners for their proven skills, sound advice, and flexibility.
Wealth Checkup Offered.
A complete review of your wealth, offered. The document is yours to keep, whatever you decide next.
Questions?
As early as possible, ideally before you have found the property. That gives us the time to prepare your financing and to position you as a solid buyer.
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Past performance is no guarantee of future results. Every investment carries risk, including the partial or total loss of the invested capital. RidgeRock Partners Sarl does not provide tax or legal advice.