Reduced Fees
Our wealth management fees are a maximum of 1%¹. Traditional banks, on the other hand, charge management fees often ranging between 2 and 3%. In the long term, these excessive fees can cut up to 30% of potential gains.
Your capital, invested by experts.
Access high-performing investments, without excessive fees.
The RidgeRock solution.
Accessibility
Invest like the great fortunes starting from CHF 50,000. Our independence allows us to offer you the best solutions on the market, even those usually reserved for private bank clients.
Scheduled Follow-up
Follow your investments in real-time and join our market updates to understand your portfolio.
International
Our solutions are also available to individuals residing in Europe. You have the choice between management in Switzerland or Luxembourg life insurance for tax optimization.
¹ Additional fees may be charged: custodian bank, life insurer Luxembourg, issuers.
Our goal is to democratize high-end investment. We want to provide a service of excellence. This translates into long-term follow-up with our clients and strong performance.
Antoine Ducroux
Managing Partner
Discover why our strategies work.
When it comes to investing, it's simple. There are only 3 strategies that work in the long term. It is by choosing with you the one that aligns best with your goals that we can deliver Swiss financial excellence.
“Quality Investing”: The active management of a concentrated portfolio.
RidgeRock applies a Quality Investing approach, inspired by the strategies of top investors such as Warren Buffett. Rather than spreading capital across hundreds of stocks, we build a concentrated portfolio, selecting only solid, profitable companies that are capable of sustainable growth.
Our selection criteria include high long-term profitability, attractive valuation, a dominant position, and a strong competitive advantage that protects against the worst financial crises. For seasoned investors, our allocation includes companies with organic growth, high margins, and pricing power.
We reassess our positions quarterly, combining fundamental analysis and macroeconomic signals to adjust our exposure. Unlike traditional banks and funds, we invest with conviction, targeting undervalued companies with long-term superior return potential.
ETF: A solid and diversified base suited for every profile.
ETFs are the foundation of our portfolios, allowing for smart diversification and optimized exposure to global markets with reduced fees. RidgeRock adjusts its allocation based on each client's objectives through three strategies:
- Innovation : Investment in high-growth sectors (technology, artificial intelligence, biotechnology, blockchain, and crypto) to capture the evolution of future markets.
- Global : Geographic and sector diversification to take advantage of global economic trends and reduce risks associated with a single region.
- Income : Selection of dividend ETFs, generating regular monthly, quarterly, or annual income, optimized to ensure a stable source of return.
Our ETFs are selected based on strict criteria: risk-adjusted performance, high liquidity, and competitive management fees. Unlike a passive approach that merely follows an index, we adjust our allocation based on market conditions, thus ensuring better resilience and optimized returns. In times of uncertainty, we are not hesitant to hold cash or gold to limit risks.
Alternative solutions: Decorrelation and unique opportunities.
To go beyond traditional investments, RidgeRock integrates alternative strategies aimed at diversifying and enhancing the performance of our portfolios in the face of crises and economic cycles.
- Structured products : Financial vehicles that provide access to optimized returns with partial capital protection and often superior performance to traditional bonds.
- Private equity : Investment in unlisted companies, selected for their strong growth potential and their ability to generate returns independent of stock market fluctuations.
These solutions are integrated into our portfolios based on the risk profile and wealth objectives of each client. They provide robust performance while reducing the overall volatility of the portfolio, thereby offering an effective alternative to traditional investments.
How will you be supported with RidgeRock?
1.
Analysis & Discovery
We analyze the net performance of your portfolio compared to the market and our portfolios.
2.
Customized Investment Strategies
Depending on your risk profile, your projects, and your preferences, we advise you on an allocation.
3.
Tracking & Support
We regularly adjust your strategy to keep it aligned with the markets and your goals, while maintaining constant communication.
