Your positions preserved in full
Liquidity raised without selling a single asset. Your investments continue on the path set by your original strategy.
Access liquidity without selling your assets.
Put the leverage of a Lombard loan to work for your projects while your investment strategy, and its performance, stays fully intact.
Access to liquidity,with complete peace of mind.
By pledging your portfolio, you gain flexible financing while your investments keep their momentum.
Investment opportunityProperty purchaseCash flow optimisationBridge financing
Portfolio under management
Your allocation and your long-term investment strategy stay in place.
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RidgeRock
RidgeRockStructuring the pledge
Your assets back the loan, with no sale and no tax consequence.
Credit line made available
Funds released as a fixed-term loan or a flexible facility, on negotiated terms.
The efficiency of a Lombard loan,working for your wealth.
Your investments stay fully in place
Your holdings keep growing and keep generating their income (interest and dividends).
Optimised financial terms
Rates and margins structured for you, negotiated on the strength of your portfolio.
Agile, adaptable financing
Drawn as a fixed-term advance or a revolving credit line.
How we structure it.
1.
Collateral review and analysis
We assess the quality, the diversification and the loan-to-value ratio of your asset portfolio.
2.
Structuring
A fixed-term advance or a revolving line, depending on your project.
3.
Deployment and monitoring
Funds are released, and the coverage ratio is monitored continuously so market risk stays under control at all times.
The strategic benefits of pledging.
Optimised financial terms
A credit line backed by the quality of your pledged assets, with preferential rates and margins.
Financing engineered to adapt
Structured around the nature of your projects: a fixed-term advance or a revolving credit line.
A dedicated private advisor
One expert takes charge: structuring your loan, tracking the coverage ratio and managing the banking relationship.
Framed like a bank, beside you like a partner.
Regulated by FINMA
We are subject to the same rules as banks and supervised by the Swiss financial market authority.
Your assets at major custodians
We open your account at UBS or another major bank, in our offices. Your money stays in your name, at the custodian.
A 10-year track record
A strategy proven over more than ten years, through rising and falling markets alike.
Vos conseillers.
Antoine Ducroux
Managing Partner
9 years in investment and banking
Arthur Silvestre
Managing Partner
10 years in wealth management and strategic advisory
Valentin Foucard
Partner
5 years guiding clients through their wealth journey
Giacomo Esquerré
Partner
10 years of expertise in digital, client experience and communication
What they say our clients.
5.0Google Reviews
3 reviews
Excellent experience with RidgeRock, I greatly appreciated the availability of the teams and the time that was given to me. Moreover, their wise advice effectively guided me in my projects. I highly recommend!
66 reviews
RidgeRock is different from any other financial service I’ve dealt with. Their team is approachable, down-to-earth, and always honest. They took the time to explain every step of my mortgage in a way that made sense, and I never felt rushed or pressured, just supported.
4 reviews
Arriving in Switzerland is not always simple, but thanks to the support of Antoine Ducroux, everything has become clear and smooth. His professionalism, responsiveness, and listening ability are remarkable. Beyond the administrative and financial aspects, it is a true human experience: Antoine takes the time to understand, explain, and guide at every step. It's rare to find such a level of commitment and seriousness. I recommend without the slightest hesitation!
1 review
A great experience with Ridgerock! Thanks to Arthur for being available, clear in his explanations, and especially for the very good advice. I recommend without hesitation!
4 reviews
Delighted with the advice and information received from Valentin and Antoine. Everything was explained so well. I have a very good understanding of the procedures to follow in Switzerland and my support as a freelancer. I will recommend.
10 reviews
A professional and attentive team that offers high-quality strategic advice. I highly recommend
11 reviews
I am very satisfied with the support received from RidgeRock Partners. The team is young, motivated, and dedicated, and this is reflected in the quality of the service. Thanks to Valentin, who took the time to understand my profile and was able to offer me the best savings solutions tailored to my needs. Serious, available, and professional: I highly recommend using their advice!
1 review
Serious team attentive to financial needs. Very good advice and investments. I recommend.
41 reviews
I recommend RidgeRock Partners for their proven skills, sound advice, and flexibility.
Wealth Checkup Offered.
A complete review of your wealth, offered. The document is yours to keep, whatever you decide next.
Questions?
No. Your securities stay in your name and remain invested. They serve purely as collateral for the loan.
What might interest you...
A Lombard loan involves leverage: it can amplify gains as well as losses. Past performance is no guarantee of future results. Every investment carries risk, including the partial or total loss of the invested capital. RidgeRock Partners Sarl does not provide tax or legal advice.