Capital that works
Invested to match your retirement horizon, so it can grow over time.
2nd pillar: give new momentum to your vested benefits.
Your vested benefits deserve an investment strategy matched to your retirement horizon, your risk profile and your wealth objectives.
jusqu'à
0,0%*
Dormant
Invested
*Rendements observés sur un portefeuille 80% actions sur 10 ans. Les performances passées ne garantissent pas celles futures.
Your vested benefits,put back to work.
When your career or your life changes, your occupational pension (LPP) assets are transferred to a vested-benefits account. From there they can be invested to match your retirement horizon and your wealth objectives, rather than sitting in a low-yield solution.
Self-employedBetween jobsAfter a divorceLeaving SwitzerlandChanging employer
Your pension fund
Your LPP assets build up there while you are employed.
Vested-benefits account
Your assets wait there, on a low-yield account.
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RidgeRock
RidgeRockInvested to match your horizon
In your name, with recognised Swiss custodians.
Capital investedfor your retirement.
Your vested benefits are invested to match your retirement horizon, held in your name with recognised Swiss custodian institutions and supported by a dedicated adviser.
Held in your name
With recognised vested-benefits foundations and leading Swiss custodian banks, your capital always stays in your name.
Invested to match your profile
An investment strategy matched to your retirement horizon and your investor profile, aiming for growth over the long term.
A dedicated adviser
A single point of contact supports you in following your wealth strategy and answers your questions throughout your journey.
Structured support in 3 steps
1.
Wealth diagnosis
An overall analysis of your professional and tax situation, to determine the allocation strategy matched to your investment horizon and your investor profile.
2.
Structuring and transfer of assets
We open your account with a first-tier vested-benefits foundation. Your assets are held in your own name, giving you full legal security and permanent control of your capital.
3.
Discretionary management and active steering
Follow the value of your capital continuously from your dedicated interface. Your lead adviser handles the follow-up, adjusts the strategic allocation as markets evolve and provides you with detailed reporting.
What you get:
Your assets, in your name
Held with recognised vested-benefits foundations (Liberty, Lealta) and major Swiss custodian banks. They stay in your name, at all times.
Management within a framework
Diversification and prudence, following the rules of occupational pension provision (OPP2).
A dedicated point of contact
An adviser supports you, reachable for every question.
Framed like a bank, beside you like a partner.
Regulated by FINMA
We are subject to the same rules as banks and supervised by the Swiss financial market authority.
Your assets at major custodians
We open your account at UBS or another major bank, in our offices. Your money stays in your name, at the custodian.
A 10-year track record
A strategy proven over more than ten years, through rising and falling markets alike.
Vos conseillers.
Antoine Ducroux
Managing Partner
9 years in investment and banking
Arthur Silvestre
Managing Partner
10 years in wealth management and strategic advisory
Valentin Foucard
Partner
5 years guiding clients through their wealth journey
Giacomo Esquerré
Partner
10 years of expertise in digital, client experience and communication
What they say our clients.
5.0Google Reviews
3 reviews
Excellent experience with RidgeRock, I greatly appreciated the availability of the teams and the time that was given to me. Moreover, their wise advice effectively guided me in my projects. I highly recommend!
66 reviews
RidgeRock is different from any other financial service I’ve dealt with. Their team is approachable, down-to-earth, and always honest. They took the time to explain every step of my mortgage in a way that made sense, and I never felt rushed or pressured, just supported.
4 reviews
Arriving in Switzerland is not always simple, but thanks to the support of Antoine Ducroux, everything has become clear and smooth. His professionalism, responsiveness, and listening ability are remarkable. Beyond the administrative and financial aspects, it is a true human experience: Antoine takes the time to understand, explain, and guide at every step. It's rare to find such a level of commitment and seriousness. I recommend without the slightest hesitation!
1 review
A great experience with Ridgerock! Thanks to Arthur for being available, clear in his explanations, and especially for the very good advice. I recommend without hesitation!
4 reviews
Delighted with the advice and information received from Valentin and Antoine. Everything was explained so well. I have a very good understanding of the procedures to follow in Switzerland and my support as a freelancer. I will recommend.
10 reviews
A professional and attentive team that offers high-quality strategic advice. I highly recommend
11 reviews
I am very satisfied with the support received from RidgeRock Partners. The team is young, motivated, and dedicated, and this is reflected in the quality of the service. Thanks to Valentin, who took the time to understand my profile and was able to offer me the best savings solutions tailored to my needs. Serious, available, and professional: I highly recommend using their advice!
1 review
Serious team attentive to financial needs. Very good advice and investments. I recommend.
41 reviews
I recommend RidgeRock Partners for their proven skills, sound advice, and flexibility.
Wealth Checkup Offered.
A complete review of your wealth, offered. The document is yours to keep, whatever you decide next.
Questions?
If you join a new pension fund later on, your LPP assets move to a vested-benefits account in the meantime. They stay in your name, and most of these accounts offer a very low return for as long as the assets simply sit there.
What might interest you…
Past performance is no guarantee of future results. Every investment carries risk, including the partial or total loss of the invested capital. RidgeRock Partners Sarl does not provide tax or legal advice.