What if your wealth could work for you, even while you sleep?

Imagine for a moment: your money is no longer just sitting idly in a savings account. It activates, multiplies, diversifies. In 2025, investment opportunities abound, but you still need to know where to place your capital to grow it wisely.

For Swiss residents aged 30 to 55, whether executives or freelancers, concerned about securing their family's future while optimizing their taxes, it is essential to understand the available investment mechanisms. Among them are: private equity, real estate, and structured products.

Private Equity: Investing in the Real Economy

Private equity involves investing directly in privately held companies. In 2025, this sector offers interesting opportunities, particularly in health, technology, and renewable energies.

Why take an interest in it?

• High return potential: investments in growing companies can generate significant gains.

  
  

• Diversification: by investing in various sectors and regions, you reduce the risks associated with a single market.

  
  

• Positive impact: you support innovative companies and contribute to the real economy.

To consider:

• Illiquidity: funds are generally locked in for several years.

  
  

• High risk: not all investments succeed, so it is crucial to carefully select opportunities.

  
  

Real Estate: A Safe Haven Still Relevant

Real estate remains a cornerstone of wealth diversification. In Switzerland, despite high prices, some regions still offer interesting opportunities.

Advantages:

• Stability: real estate is less volatile than financial markets.

  
  

• Regular income: rental income can provide a valuable supplementary income.

  
  

• Tax advantages: certain real estate investments allow for tax deductions.

  
  

Points of caution:

• Property management: being a landlord involves responsibilities.

  
  

• Maintenance costs: the costs related to upkeep can impact profitability.

  
  

Structured Products: Tailored Solutions

Structured products are financial instruments that combine several assets (stocks, bonds, derivatives) to offer a yield tailored to your risk profile.

Why consider them?

• Customization: they can be designed to meet specific objectives.

  
  

• Capital protection: some products offer partial or total guarantee of the invested capital.

  
  

• Access to diverse markets: they allow investment in specific sectors or regions.

  
  

Note:

• Complexity: they require a good understanding of the underlying mechanisms.

  
  

• Counterparty risk: the issuer's solidity is essential.

Conclusion: Building a Diversified and Tailored Strategy

Diversifying your wealth helps to reduce risks while increasing return opportunities. Private equity, real estate, and structured products offer complementary opportunities to build a resilient and high-performing portfolio.

Before you begin, it is recommended to consult a wealth management advisor to develop a tailored strategy suited to your personal situation.